Have you ever been left with a few Rupees in your pocket just enough to get back home by the cheapest mode of transport? I went through this horror not too long back. I went to the bank to collect my pass book and had only a hundred bucks with me. On my way back, I topped up my phone by about half of that and walked to the nearest HSBC ATM to draw money. My in-law who had promised to deposit money had failed to do so ( when has he ever been prompt anyway?) and I had actually crossed the credit limit. Back on the road, I had very little dow, I was scrared to even walk into a juice parlour for fear of defaulting payment. ( how do they punish defaulters in parlours, are they asked to peel oranges?) I had a quick cuppa in a roadside boutique which cost 5 bucks and was generous enough to give 2 bucks to poor elder. The share auto ride back home cost me 7 bucks and by the time I was home after buying a few mags I was left with little over 10 rupees but quite relieved I was out of danger.